Re-mortgage

If your current rate is due to end soon then we need to prevent you moving to an expensive standard mortgage rate. The process always begins at Mortgage Yard with a chat with no obligation or initial cost.

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Re-mortgage

Your current lender is likely to offer a new deal if you stay with them, however, we all like to get the best value so why not us let us search for the best rates. We do the work at the optimal time for you, saving you money, and hassle.

This is an excellent time to review your financial situation. We love getting to know our clients, so we understand where you want to be and what you want to achieve. We talk through any changes you are considering, how this could positively affect your financial structuring and evaluate whether we can assist you to achieve your goals.

“This is the second time we have used Sidonie for our mortgage, and we wouldn’t go anywhere else! She has been efficient, always quick to respond to queries, and has gone above and beyond to make sure we were satisfied with our new mortgage. Highly recommend!”
— Keziah (Re-mortgage)

Our Process

Want to know more about what’s involved?

Explore each step of the process to gain a basic understanding of our process when finding you the right mortgage and helping you secure your dream home!

You may have to pay an early repayment charge to your existing lender if you remortgage.

  • A quick call to get to know each other and find out more about your plans.

    Questions we will ask:

    • Current mortgage details

    • Future plans or changes

    • Current household earnings and commitments

  • We’ll do some research and put together possible options for us to discuss.

    Our goal is to get the best value for you so we will compare what is on offer from your current lender with the best available mortgages on the market

  • We’ll have a chat to discuss the initial figures, making sure they suit you. We want you to feel happy and confident with your future mortgage and we’ll spend as much time as you need to get it right.

  • We’ll submit and process the application through to offer and ensure that you are on track to change to your new mortgage when the time comes.

Let’s get moving