Insurance & Protection

A house is one of the largest financial commitments many of us make and it’s important to make sure your home is protected. We can advise and recommend suitable policies that meet your needs and budget.

Our partners

Peace of mind

Mortgage Yard always recommends that you consider how your mortgage payments would be met should the worst happen.

Life Assurance policy which will repay your mortgage debt in the event of a death of a mortgage holder ensuring your loved ones are secure in their home during a difficult time.* 

Critical Illness policy which pays out a lump sum on diagnosis, so you don’t have to worry about meeting mortgage payments. You and your family will then be free to concentrate on treatment or recovery. *

​Income protection policy which provides you with a monthly income should you be unable to work.

* The plan will have no cash in value at any time and will cease at the end of the term.  If premiums are not maintained, then cover will lapse.

** Income protection (with no investment link) has no cash in value at any time and will cease at the end of the term.  If you stop paying premiums your cover may end.

As with all insurance policies, conditions and exclusions will apply.

Home insurance

Buildings Insurance

Mortgage lenders will require you to have a suitable buildings insurance policy in place when you take out your mortgage. We can arrange a competitive quote for you and have it ready to start when you exchange.

Contents Insurance

Although contents insurance isn’t compulsory Mortgage Yard always recommend that you consider it. We can arrange a competitive quote for you to consider.

“Sidonie was great in sorting our mortgage and life insurance. We had to get out of our help to buy and help get life insurance, she was great, kept us informed through the whole process, and didn’t mind being messaged late evening with queries and worries. We will be using her again for our next re-mortgage. ”
— Nicole

Our Process

Want to know more about what’s involved?

Explore each step of the process to gain a basic understanding of our process when finding you the right mortgage and helping you secure your dream home!

As with all insurance policies, conditions and exclusions will apply.

  • A quick call to get to know each other and find out more about your plans

    Questions we will ask:

    • Existing mortgage and protection details

    • Future plans and areas of concern

    • Current household earnings 

    • Existing medical conditions

  • We’ll do some research and put together possible options for us to discuss.

    This could include:

    • The best policies to suit your needs

    • A rough guide to the cost per month

  • We’ll have a chat to discuss our recommendations, making sure they suit you. We want you to feel happy and confident with your future policies and we’ll spend as much time as you need to get it right.

  • We’ll submit and process the applications and ensure that you and your family are suitably protected should the worst happen. 

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