Self employed

Self employed

Yes, you can get a mortgage! There are more boxes to tick, but with our advice and sensible planning a mortgage is achievable.  We know because we’re all self-employed too!

We’ve learned that early planning makes a difference because it gives us time to understand your circumstances and finances before researching our wide range of competitive lenders to find one who understand you too.  A mortgage works in your best interest when it fits into the overall financial structuring of your life

Self-employed people are busy people, who value efficiency, accountability and good service. That’s what we like to deliver.  You do your job while we process the application, and see it through to offer as quickly and seamlessly as possible.  Then we celebrate!

Rob Tennant - Mortgage Yard


Talk to us! 

There’s no obligation or initial cost.  We like meeting our clients and getting clear on what you want and what we can offer, 

For self-employed applications, the manner or presentation of your financial affairs is key to everything running smoothly.  Lenders require up to date evidence, so it’s extremely important that we start planning well ahead of any mortgage application so that your income is presented favourably.

Once we have basic information, we will give you an idea of the amount you could borrow and how much you would need as a deposit.  We produce an “agreement in principle” which will put you in a strong position with an estate agent as it indicates that you are a serious buyer with a mortgage broker at your back.

Our role is to research and identify the lender who offers the best value deal to suit your circumstances. We process the application, liaising with the lender to get you an offer.

From beginning to end we will be at the end of the phone with advice and guidance.


Be prepared with your income and accounts

Find the right lender to consider your case

Searching the market for best value can save you a lot of money

Special circumstances require expert advice

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of mortgages